Share this Job

PLADS Group Underwriter IV

The Company:  Aflac Columbus
The Location: 

Remote, US Farmington, CT, US, 06032

The Division:  PLADS
Job Id:  2542

Job Summary

Responsible for underwriting and analyzing new and existing Group Life and Disability cases on complex assignments, using coordination and negotiating skills to drive achievement of business goals and maximize customer experience.


Principal Duties & Responsibilities

• Works closely with distributors and other operational areas to drive achievement of the business plan, leveraging knowledge to impact strategy relating to underwriting expertise, systems, procedures and processes.


• Completes assignments of the highest complexity while working within delegated authority.


• Serves as an expert in all areas of Group Life and Disability underwriting, consulting as needed, driving needed changes or developments to achieve business goals.


• Acts as a role model in providing technical underwriting expertise and guidance to customers and distributors, consistently providing excellent customer service.


• Leads development of business cases for projects to determine potential benefits, clarify the rationale for investment, and support the planning process.


• Contributes to the delivery of underwriting strategy by proactively sharing best practices across territories and functions.


• Creates productive distributor relationships through effective consultation, explaining rating decisions and guiding others to provide the correct evidence and consistently make the correct decisions.


• Completes a range of queries and referrals within agreed authority limits, measuring the exposure & analyzing the risk of each case to maintain underwriting standards.


• Consistently identifies and contributes to the development and improvement of technical underwriting standards, controls, practices and procedures to better meet business goals.


• Consistently identifies and contributes ideas and work for the development of new or enhanced propositions /procedures/philosophy, ensuring we charge the right premium for the associated risk.


• Consistently takes ownership for personal development and acts as a role model contributing to a positive and supportive team culture.


• Drives quality for the team, providing feedback on errors and providing root cause analysis of errors to avoid repeated mistakes; implements change or remedial action where appropriate.


• Actively provides technical consultation, guidance, and recommendations as a subject matter expert in order to support the resolution of the most complex customer cases and develop precedents to maximize customer service.


• Leverages key internal and external stakeholder relationships across the organization in order to ensure technical standards are adhered to and changes are implemented correctly.


• Actively promotes implementation of Life and Disability Insurance Underwriting strategies and business solutions to deliver to the organizations´ goals and expectations.


• Provides assurance that the underwriting business operates effectively by managing the relationships between difference functions and in accordance with agreed rules and frameworks.


• Performs other duties as required


Education & Experience Required

  • Bachelor’s Degree in a related field
  • 8 or more years of experience in the Group Life, LTD, and STD Insurance Products area


Or an equivalent combination of education and experience


Job Knowledge & Skills

• Proficient group Life/Disability underwriting knowledge


• Strong understanding of Group Life and Disability products and services, affiliated systems and applicable operational policies and procedures


• Strong math skills


• Has extensive knowledge of changes to policies, procedures, and governance tools, to ensure processes are up-to-date, reflect new policies and facilitate implementation within own work area



  • Acting with Integrity
  • Communicating Effectively
  • Pursuing Self-Development
  • Serving Customers
  • Supporting Change
  • Supporting Organizational Goals
  • Working with Diverse Populations

Nearest Major Market: Eugene