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PLADS Grp Underwriter III

The Company:  Aflac Columbus
The Location: 

Remote, US Farmington, CT, US, 06032

The Division:  PLADS
Job Id:  1406

 

Opportunity: PLADS Group Underwriter II

 

Grade: EXC

 

                                                                                                                                                                                                                                                                                                                      

Job Summary

Responsible for underwriting and analyzing new and existing Group Life and Disability business assignments with moderate complexity, under general supervision, to achieve business goals and maximize customer experience.

 

Principal Duties & Responsibilities

  • Completes assignments of moderate complexity while working within delegated authority.

 

  • Provides technical underwriting support and guidance to customers and distributors, consistently providing excellent customer service.

 

  • Maintains distributor relationships by consistently requesting the correct evidence, consistently making the correct decision and always explaining rating decisions.

 

  • Completes a range of queries and referrals within agreed authority limits, measuring the exposure analyzing the risk of each case to maintain underwriting standards.

 

  • Proactively contributes to the development and improvement of technical underwriting standards, controls, practices and procedures to better meet business goals.

 

  • Proactively contributes ideas and work for the development of new or enhanced propositions/procedures/philosophy, ensuring we charge the right premium for the associated risk.

 

  • Proactively supports development of self and others and contributing to a positive and supportive team culture.

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  • Identifies training opportunities for self and others and assists with training as directed.

 

  • Works closely with distributors and other operational areas to support the overall achievement of the business plan, demonstrating knowledge in underwriting expertise, systems, procedures and processes.

 

  • Assist with quality reviews in order to help identify, assess and take action to mitigate risks to achievement of underwriting goals and objectives.

 

  • Undertake investigations and inspections of data, processes and practice to identify potential or actual compliance issues and recommend appropriate action.

 

  • Collate and analyze data and make recommendations to support the underwriter´s decision making process.

 

  • Assess and evaluate underwriting processes in order to identify areas for improvement, tracking actions and monitoring implementation to demonstrate the impact that change may have.

 

  • Act as lead technical resource for standard methodologies and systems knowledge to enable underwriters to deliver to customers efficiently and effectively.

 

  • Review and interpret information and advise internal clients of appropriate action to fulfill procedural and regulatory requirements.

 

  • Performs other duties as required

 

Education & Experience

Bachelor's Degree in a related field, and 2 or more years of experience in the Underwriting area, or an equivalent combination of education and experience.

 

Job Knowledge & Skills

  • Knowledge of changes to policies, procedures and governance tools, to ensure processes are up-todate, reflect new policies and facilitate implementation within own work area

 

  • Group Life/Disability underwriting knowledge

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  • Understanding of Group Life and Disability products and services, affiliated systems, and applicable operational policies and procedures

 

  • Strong math skills

 

Competencies

  • Acting with Integrity - Clearly states goals and beliefs; lets people know his/her true intentions; does what he she said they would do; follows through on commitments

 

  • Communicating Effectively - Expresses ideas and information in a clear and concise manner; tailors message to fit the interests and needs of the audience; delivers information in a manner that is interesting and compelling to the listener

 

  • Pursuing Self-Development - Demonstrates ambition and desire to move forward in his/her career; engages others in discussions about career development; seeks feedback on ways to increase his/her performance; takes advantage of opportunities to build new skills and capabilities

 

  • Serving Customers - Builds strong relationships with customers; stays aware of customer needs, concerns and satisfaction; responds promptly to customer questions and requests; effectively manages

 

  • Supporting Change - Enthusiastically participates in new change initiatives and programs; focuses on reasons why changes will work and how they will be beneficial

 

  • Supporting Organizational Goals - Actively supports organizational goals and values; demonstrates enthusiasm toward the company's goals and mission; aligns actions around organizational goals

 

  • Working with Diverse Populations - Shows respect for the beliefs and traditions of others; encourages and promotes practices that support cultural diversity; discourages behaviors or practices that may be perceived as unfair, biased, or critical toward people with certain backgrounds

 

 


Nearest Major Market: Eugene