Sr Liquidity Analyst

Salary Range: $75,000 - $105,000

Job Posting End Date: March 17, 2026

We’ve Got You Under Our Wing

We are the duck. We develop and empower our people, cultivate relationships, give back to our community, and celebrate every success along the way. We do it all…The Aflac Way.

Aflac, a Fortune 500 company, is an industry leader in voluntary insurance products that pay cash directly to policyholders and one of America's best-known brands. Aflac has been recognized as Fortune’s 50 Best Workplaces for Diversity and as one of World’s Most Ethical Companies by Ethisphere.com.

Our business is about being there for people in need. So, ask yourself, are you the duck? If so, there’s a home, and a flourishing career for you at Aflac.

Work Designation. Depending on your location within the continental US, this role may be hybrid or remote.

• If you live within 50 miles of the Aflac offices located in Columbus, GA or Columbia, SC, this role will be hybrid. This means you will be expected to work in the office for at least 60% of the work week. You will work from your home (within the continental US) for the remaining portion of the work week. Details of this schedule will be discussed with your leadership. 
• If you live more than 50 miles from the Aflac offices located in Columbus, GA or Columbia, SC, this role will be remote. This means you will be expected to work from your home, within the continental US. If the role is remote, there may be occasions that you are requested to come to the office based on business need. Any requests to come to the office would be communicated with you in advance.

What does it take to be successful at Aflac?

• Acting with Integrity
• Communicating Effectively
• Pursuing Self-Development
• Serving Customers
• Supporting Change
• Supporting Organizational Goals
• Working with Diverse Populations

What does it take to be successful in this role?

• Knowledge of cash management products and processes of U.S. financial institutions

• Knowledge of Generally Accepted Accounting Principles (GAAP) and the Financial Accounting Standards Board (FASB)

• Excellent attention to detail and accuracy

• Understanding of and experience with SAP functionality and configuration preferred

• Ability to handle multiple tasks under tight deadlines

• Proficient in Microsoft Office suite of software with strong proficiency in Excel

• Excellent written and verbal communication, and interpersonal skills

Education & Experience Required

• Bachelor's Degree in Finance, Accounting, Business Administration or a related field
• 5 years of professional job-related work experience

Or an equivalent combination of education and experience

Education & Experience Preferred

• 1 to 3 years of work experience in treasury/cash management or banking field
• Treasury software experience

Travel

Less than or equal to 10%

Principal Duties & Responsibilities

• Monitors daily time deposit and money market fund rates

• Reviews portfolio holdings, helps ensure compliance with investment policy, compliance with internal risk policies, and ensures ample liquidity

• Reports on portfolio performance including portfolio holdings, investment income, maturity distribution, performance diversification, and allocations, which will be used to make key portfolio related decisions; develops reports using Aladdin, FAM & Treasury Management System

• Optimizes net investment income with capital preservation within prudent risk framework; practices strong risk management skills in managing holding company liquidity

• Provides close oversight and management of separately managed accounts and represents Aflac with key banking partnerships

• Helps with Treasury’s ESG and Impact investing efforts

• Helps review Treasury’s State & Federal Tax Credit investment opportunities

• Performs short-term investment policy drafting and maintenance; documents and maps short-term investment processes, recommends improvements (including automating processes where appropriate), monitors policies and procedures for compliance; compiles and prepares data; identifies long-term process improvement strategies

• Reviews the short-term forecast to identify appropriate short-term investment maturities; understands the Company’s cash inflows & outflows in order to make investment decisions while maintaining appropriate liquidity

• Works with Treasury Management System & Treasury Operations to ensure appropriate recording, reporting & settlement of all purchases; serves as a liaison with Investment Accounting for proper accounting treatment of investments

• Develops and presents a variety of presentations to Treasury and other senior management leadership

• Assists in the development of internal controls and risk management for the treasury function in compliance with Sarbanes-Oxley

• Assists in tracking and reporting of daily stock repurchase activity

• Analyzes cash flow forecasts and performs scenario testing; constructs reporting tools for management; provides reporting metrics that compare actuals to forecast; develop models to project cash flow data

• Develops internal analytical models to support decision making on liquidity positions and capital planning

• Assists with peer analysis and competitive position with regard to liquidity positions and capital planning

• Provides management with support for special projects

• Works with cross-functional teams on dividends payments, debt payments, capital contributions, and reinsurance payments

• Works with internal business partners on capital funding as needed

• Works with internal business partners on data storage management

• Tracks and projects shareholder dividends and the effect stock buyback has on said dividends

• Provides back up support for Long Term Cash Flow Forecast team

• Performs other related duties as assigned

Total Rewards

The salary range for this job is $75,000 - $105,000. This range is specific to the job and salary offers consider a wide range of factors that are considered in making compensation decisions, including, but not limited to: education, experience, licensure, certifications, geographic location, and peer compensation. The range has been created in good faith based on information known to Aflac at the time of the posting.

At Aflac, it is not typical for an individual to be hired at or near the top of the range for the role to allow for future and continued salary growth, and compensation decisions are dependent on the circumstances of each case. This salary range does not include any potential incentive pay or benefits, however, such information will be provided separately when appropriate.

In addition to the base salary, we offer an array of benefits to meet your needs including medical, dental, and vision coverage, prescription drug coverage, health care flexible spending, dependent care flexible spending, Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee), 401(k) plans, annual bonuses, and an opportunity to purchase company stock.  On an annual basis, you’ll also be offered 11 paid holidays, up to 20 days PTO to be used for any reason, and, if eligible, state-mandated sick leave (Washington employees accrue 1-hour sick leave for every 40 hours worked) and other leaves of absence, if eligible, when needed to support your physical, financial, and emotional well-being. Aflac complies with all applicable leave laws, including, but not limited to, sick and safe leave, and adoption and parental leave, in all states and localities.